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Looking for Reliable Net Branch in NY (by: 1003s.com)

HCI Mortgage has a competitive sell branch program. We undergo many offices in NY already to back that up. We undergo been in business since 1983 and doing branching the legal way since 1999. To sight out more about our program please call me at 570-647-7422 or email me at aloscig@hcimortage com. Opportunity #4$750 Flat fee per file / No Set up fee. No monthly fee. Work from home LO's = processing at CORP / processing fee = $499AK,CA,CO,CT,FL,GA,IL,IN,KY,MA,NCNJ,NY,OR,PA,RI,VT,WVStates pending:Arkansas MichiganTennesseeDelaware TexasOhioVirginiaMarylandMontana- be a person thereNevada- Need a person thereCONV. FHA. VA. negociate all your or banker your choice. Originally posted by aloscigHCI Mortgage has a competitive retail branch schedule. We have many offices in NY already to back that up. We undergo been in business since 1983 and doing branching the legal way since 1999. To find out more about our program please call me at 570-647-7422 or email me at aloscig@hcimortage com. Tony. I sight it alarming that I sent you an email on Wednesday and you do not respond then we speak on the phone for 20 minutes (I called you) during which you affirm me that you will send me an application package yesterday evening upon your return to the office and I still have not received it. What is it about this pattern of behavior that you think recommends you and your company? David we spoke yesterday i was out of the office on business in NJ and NY. Just as desire as i get back to you within 24 hours i conclude confident as a rep that i am doing my job. After speaking to you yesterday i mentioned that i would try to get you info measure night however i didn't get home until after 8:30pm from Brookln. Your very demanding and i am not feeling confident in you as an office of mine. Good luck in your search for a branch affiliate. I'm not sure what you mean. Bob.. or ifyou're even responding to me. I'm not saying net branching is illegalin NY. I have seen that written in theforum many times. I'm just trying to findout if it is or isn't. Tsnyder Terry. I was responding to you the state of NY issues branchlicenses and collects substantial amounts fees for doing so. They are also well known for being very slow,to air branch licenses. All of the above indicates the state of NY regulators,do not take issue with a company,having licensed branch locations. A affiliate having branch locationshowever is not the same as a company,renting out their license,and not providing supervision to their branch locations. All loan officers and branch managers I recruit,in the state of NY are w2 employees. Is a 100% w2 employee and branch manager,a net branch manager?Really a matter of semantics law makers,regulators,LO's brokers,ETC do not all share the same opinion,as to what is or is not a net branch. Thanks. Bob... I appreciate the info. So it sounds like a legitimate branch ofa lender operating in that lender's name withW2 employess is okay but a "net branch" operatingin the name of the negociate who is "using" a lender'slicense and being paid 1099 isn't. That's pretty much what I thought but I wantedto see if my belief coincided with reality.. lolTsnyder Terry your welcome,According to what I have read branch managers and LO's can be 1099in NY the problem is the same as with FED Charters going the 1099 route. How does a affiliate give the level of supervisionneeded to be in compliance with the lending rules and alsostay hands off enough to meet IRS the 1099 guidelines?I will not recruit 1099 branches in NY because they appear at least to me to be trouble waiting to happen. On the other transfer. I will recruit 1099 in FL and CA for LO's that haveeither a license or a DRE and don't care about doing GOVY loans,because in those states. I am less concerned about a disaster waiting to occur. I'm not sure what you mean. Bob.. or ifyou're change surface responding to me. I'm not saying net branching is illegalin NY. I have seen that written in theforum many times. I'm just trying to findout if it is or isn't. Tsnyder A branch that is truly owned and operated by the company is legal. We have a branch in another borough. Carteret has many. A netbranch as we know it one in which the branch manager assumes indicia of ownership (sharing in profits losses lease office and equipments in other names having hold back of the corporate checkbook having control of personnel through the power to contract/fire assuming personal liabilities beyond that of an employee etc) has always been illegal in NY. Plenty of out of state companies try to operate around it. Semantics as in "we say we are a branch.. until proven otherwise". Lawrence,I only register in NY for a NY based company. I don't respond to legal questions on public forums. I encourage those that undergo legal questions,to address those questions to an attorney licensed to practice lawin the express related to the question. The amount of dis-information related to legal matters,offered up by non-licensed lawyers on public forums shocks the conscience. I am a single mortgage negociate looking to furnish with a few other brokers so that we can share in the flat monthly fee net branch. 1500 is a little much for me so I was hoping to find two other brokers that maybe wanted to partner up and change integrity this fee 500 each my email is elwingfield@aol com if anyone is interested.

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Related article:
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Looking for Reliable Net Branch in NY (by: 1003s.com)

HCI Mortgage has a competitive retail branch program. We undergo many offices in NY already to back that up. We undergo been in business since 1983 and doing branching the legal way since 1999. To sight out more about our program please call me at 570-647-7422 or email me at aloscig@hcimortage com. Opportunity #4$750 Flat fee per register / No Set up fee. No monthly fee. Work from home LO's = processing at CORP / processing fee = $499AK,CA,CO,CT,FL,GA,IL,IN,KY,MA,NCNJ,NY,OR,PA,RI,VT,WVStates pending:Arkansas MichiganTennesseeDelaware TexasOhioVirginiaMarylandMontana- Need a person thereNevada- be a person thereCONV. FHA. VA. negociate all your loans or banker your choice. Originally posted by aloscigHCI owe has a competitive retail branch program. We have many offices in NY already to back that up. We undergo been in business since 1983 and doing branching the legal way since 1999. To find out more about our schedule please call me at 570-647-7422 or email me at aloscig@hcimortage com. Tony. I find it alarming that I sent you an email on Wednesday and you do not act then we speak on the telecommunicate for 20 minutes (I called you) during which you assure me that you will send me an application package yesterday evening upon your go to the office and I still have not received it. What is it about this copy of behavior that you evaluate recommends you and your company? David we spoke yesterday i was out of the office on business in NJ and NY. Just as long as i get back to you within 24 hours i conclude confident as a rep that i am doing my job. After speaking to you yesterday i mentioned that i would try to get you info last night however i didn't get home until after 8:30pm from Brookln. Your very demanding and i am not feeling confident in you as an office of mine. Good luck in your search for a branch affiliate. I'm not sure what you mean. Bob.. or ifyou're even responding to me. I'm not saying net branching is illegalin NY. I have seen that written in theforum many times. I'm just trying to findout if it is or isn't. Tsnyder Terry. I was responding to you the state of NY issues branchlicenses and collects substantial amounts fees for doing so. They are also come up known for being very decrease,to issue branch licenses. All of the above indicates the state of NY regulators,do not act air with a affiliate,having licensed branch locations. A company having branch locationshowever is not the same as a company,renting out their license,and not providing supervision to their branch locations. All officers and branch managers I recruit,in the state of NY are w2 employees. Is a 100% w2 employee and branch manager,a net branch manager?Really a be of semantics law makers,regulators,LO's brokers,ETC do not all share the same opinion,as to what is or is not a net branch. Thanks. Bob... I acknowledge the info. So it sounds like a allow branch ofa lender operating in that lender's name withW2 employess is okay but a "net branch" operatingin the label of the negociate who is "using" a lender'slicense and being paid 1099 isn't. That's pretty much what I thought but I wantedto see if my belief coincided with reality.. lolTsnyder Terry your welcome,According to what I have read branch managers and LO's can be 1099in NY the problem is the same as with FED Charters going the 1099 route. How does a affiliate give the level of supervisionneeded to be in compliance with the lending rules and alsostay hands off enough to meet IRS the 1099 guidelines?I will not recruit 1099 branches in NY because they appear at least to me to be trouble waiting to come about. On the other transfer. I ordain recruit 1099 in FL and CA for LO's that haveeither a authorise or a DRE and don't care about doing GOVY loans,because in those states. I am less concerned about a disaster waiting to occur. I'm not sure what you mean. Bob.. or ifyou're even responding to me. I'm not saying net branching is illegalin NY. I have seen that written in theforum many times. I'm just trying to findout if it is or isn't. Tsnyder A branch that is truly owned and operated by the company is legal. We have a branch in another borough. Carteret has many. A netbranch as we know it one in which the branch manager assumes indicia of ownership (sharing in profits losses lease office and equipments in other names having control of the corporate checkbook having hold back of personnel through the power to hire/fire assuming personal liabilities beyond that of an employee etc) has always been illegal in NY. Plenty of out of state companies try to operate around it. Semantics as in "we say we are a branch.. until proven otherwise". Lawrence,I only recruit in NY for a NY based company. I don't respond to legal questions on public forums. I encourage those that have legal questions,to communicate those questions to an attorney licensed to practice lawin the state related to the question. The amount of dis-information related to legal matters,offered up by non-licensed lawyers on public forums shocks the conscience. I am a single mortgage negociate looking to partner with a few other brokers so that we can overlap in the flat monthly fee net branch. 1500 is a little much for me so I was hoping to find two other brokers that maybe wanted to furnish up and change integrity this fee 500 each my telecommunicate is elwingfield@aol com if anyone is interested.

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Related article:
http://forum.brokeroutpost.com/loans/forum/2/175388.htm#695186

Looking for Reliable Net Branch in NY (by: 1003s.com)

HCI owe has a competitive sell branch program. We have many offices in NY already to back that up. We have been in business since 1983 and doing branching the legal way since 1999. To find out more about our program please call me at 570-647-7422 or telecommunicate me at aloscig@hcimortage com. Opportunity #4$750 Flat fee per file / No Set up fee. No monthly fee. bring home the bacon from home LO's = processing at CORP / processing fee = $499AK,CA,CO,CT,FL,GA,IL,IN,KY,MA,NCNJ,NY,OR,PA,RI,VT,WVStates pending:Arkansas MichiganTennesseeDelaware TexasOhioVirginiaMarylandMontana- be a person thereNevada- Need a person thereCONV. FHA. VA. Broker all your loans or banker your choice. Originally posted by aloscigHCI Mortgage has a competitive retail branch schedule. We have many offices in NY already to back that up. We have been in business since 1983 and doing branching the legal way since 1999. To find out more about our schedule please call me at 570-647-7422 or telecommunicate me at aloscig@hcimortage com. Tony. I find it alarming that I sent you an email on Wednesday and you do not act then we speak on the phone for 20 minutes (I called you) during which you affirm me that you will send me an application case yesterday evening upon your return to the office and I still have not received it. What is it about this pattern of behavior that you think recommends you and your affiliate? David we spoke yesterday i was out of the office on business in NJ and NY. Just as desire as i get back to you within 24 hours i feel confident as a rep that i am doing my job. After speaking to you yesterday i mentioned that i would try to get you info measure night however i didn't get home until after 8:30pm from Brookln. Your very demanding and i am not feeling confident in you as an office of exploit. Good luck in your examine for a branch affiliate. I'm not sure what you mean. Bob.. or ifyou're even responding to me. I'm not saying net branching is illegalin NY. I have seen that written in theforum many times. I'm just trying to findout if it is or isn't. Tsnyder Terry. I was responding to you the state of NY issues branchlicenses and collects substantial amounts fees for doing so. They are also come up known for being very slow,to issue branch licenses. All of the above indicates the state of NY regulators,do not take issue with a company,having licensed branch locations. A company having branch locationshowever is not the same as a affiliate,renting out their license,and not providing supervision to their branch locations. All officers and branch managers I register,in the state of NY are w2 employees. Is a 100% w2 employee and branch manager,a net branch manager?Really a matter of semantics law makers,regulators,LO's brokers,ETC do not all share the same opinion,as to what is or is not a net branch. Thanks. Bob... I appreciate the info. So it sounds like a legitimate branch ofa lender operating in that lender's name withW2 employess is okay but a "net branch" operatingin the label of the broker who is "using" a lender'slicense and being paid 1099 isn't. That's pretty much what I thought but I wantedto see if my belief coincided with reality.. lolTsnyder Terry your welcome,According to what I undergo construe branch managers and LO's can be 1099in NY the problem is the same as with FED Charters going the 1099 despatch. How does a company provide the level of supervisionneeded to be in compliance with the lending rules and alsostay hands off enough to cater IRS the 1099 guidelines?I ordain not register 1099 branches in NY because they appear at least to me to be affect waiting to come about. On the other hand. I ordain register 1099 in FL and CA for LO's that haveeither a authorise or a DRE and don't compassionate about doing GOVY loans,because in those states. I am less concerned about a disaster waiting to occur. I'm not sure what you convey. Bob.. or ifyou're even responding to me. I'm not saying net branching is illegalin NY. I have seen that written in theforum many times. I'm just trying to findout if it is or isn't. Tsnyder A branch that is truly owned and operated by the affiliate is legal. We have a branch in another borough. Carteret has many. A netbranch as we know it one in which the branch manager assumes indicia of ownership (sharing in profits losses contract office and equipments in other names having control of the corporate checkbook having control of personnel through the cater to hire/blast assuming personal liabilities beyond that of an employee etc) has always been illegal in NY. Plenty of out of express companies try to operate around it. Semantics as in "we say we are a branch.. until proven otherwise". Lawrence,I only register in NY for a NY based company. I don't respond to legal questions on public forums. I encourage those that have legal questions,to address those questions to an attorney licensed to practice lawin the state related to the challenge. The amount of dis-information related to legal matters,offered up by non-licensed lawyers on public forums shocks the conscience. I am a hit mortgage broker looking to partner with a few other brokers so that we can overlap in the flat monthly fee net branch. 1500 is a little much for me so I was hoping to find two other brokers that maybe wanted to partner up and split this fee 500 each my telecommunicate is elwingfield@aol com if anyone is interested.

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Related article:
http://forum.brokeroutpost.com/loans/forum/2/175388.htm#695186

PACIFIC BANCORP Net Branch - Good News (by: cpruitt)

At this point in time. Do not believe any netbranch company that states they have a federal charter and a warehouse line so they can fund in all 50 states. Total BSA Federal Charter does allow you to be license exempt in all 50 states but what good does that do if you their warehouse line got closed? David,Welcome to the outpost!I think you made a good move posting your question here before sendingthem a check. As Rogan pointed out there are are other threads on the company you mentioned so by all means do a site search. I was with them for 3 months earlier in the year and they are nothing but a bunch of rich kids that developed a way of networking licenses accross the county. It is completely unorganized because if the licensee has a license in CA it does not really mean that they are signed up with the same as they are with the licensee in Oregon or any other states for that matter. It gets VERY confusing. Beware also that they tell you that you can operate in your own name yet they don't file for the DBA. When they go to file the DBA unless you pay an additionaL $2,000 a month they will not do it and kick you out of the network. Of course the upfront $4,000 are not refundable. Net Branches that have allowed their Branches to operate unther your own name are no longer around. I would not want to be there when that happens. Bob knows his stuff and he can tell you further about my experience and how he warned me. I would have a chat with him and hr will show you how to ask the right questions. Plus he represents some of the real ones outthere. Originally posted by InterestonlyI was with them for 3 months earlier in the year and they are nothing but a bunch of rich kids that developed a way of networking licenses accross the county. It is completely unorganized because if the licensee has a license in CA it does not really mean that they are signed up with the same as they are with the licensee in Oregon or any other states for that matter. It gets VERY confusing. Beware also that they tell you that you can operate in your own name yet they don't file for the DBA. When they go to file the DBA unless you pay an additionaL $2,000 a month they will not do it and kick you out of the network. Of course the upfront $4,000 are not refundable. Net Branches that have allowed their Branches to operate unther your own name are no longer around. I would not want to be there when that happens. Bob knows his stuff and he can tell you further about my experience and how he warned me. I would have a chat with him and hr will show you how to ask the right questions. Plus he represents some of the real ones outthere. Check out Ascent home Loans. WE are licensed in 40 states pay out 100% on correspondent deals and 80% on brokered out deals. We do all of your compliance pay out weekly and are FHA approved. Give me a call so I can show you everything online. 303-565-2647 HCI Mortgage offers a competitive net branch division. We are a mortgage banker licensed in 30 states and have our HUD approval. Of course we follow rules and regulations set forth by HUD. We don't offer a set up fee either the only fees that you will need to be concerned with from the start is the cost to license your location or any loan officer licenses if interested in learning more about our program before you make a decision call me at 570-647-7422 or email me at aloscig@hcimortgage com. I am the National Sales Manager for www. TheEquityNetwork com and hire only for them. I am confidant we have one the best opportunies in the mortgage industry for Team Managers and Independent loan originators. See our platforms for more info. Any interested parties can call my personal line at 616.308.5065I will provide a complete tutorial of our revolutionary platforms rwilliams@theequitynetwork com Does anyone heard or know anything about Sterling Home Mortgage? Anyone have any actual experience with them? I had a phone call with a recruiter and had a brief online presentation of their tools & systems that they use and they seem pretty together. From I've found out about them thus far is kind of interesting. One of the things about their business model that perhaps makes them more secure is that they're COMPLETELY set up as a with all their lenders. Thus they don't have the overhead of a warehouse line inhouse UW and all the expense / potential risks that come with Correspondent lending. Because of that their monthly fee is really cheap. Originally posted by philinpdxDoes anyone heard or know anything about Sterling Home Mortgage? Anyone have any actual experience with them? I had a phone call with a recruiter and had a brief online presentation of their tools & systems that they use and they seem pretty together. From I've found out about them thus far is kind of interesting. One of the things about their business model that perhaps makes them more secure is that they're COMPLETELY set up as a broker with all their lenders. Thus they don't have the overhead of a warehouse line inhouse UW and all the expense / potential risks that come with Correspondent lending. Because of that their monthly fee is really cheap. I've talked to their Regional VP. Ms Campbell myself before. Their flat fee $395.00 per month regardless of how many loans you originate plus their virtual processing capability attract me a lot. I think I'm going to apply for a job with them. One thing bothers me though. I've made two calls to Ms Campbell n the past two days and have not rceived a call back. Sort of like a let down socalusa@hotmail com Originally posted by philinpdxDoes anyone heard or know anything about Sterling Home Mortgage? Anyone have any actual experience with them? I had a phone call with a recruiter and had a brief online presentation of their tools & systems that they use and they seem pretty together. From I've found out about them thus far is kind of interesting. One of the things about their business model that perhaps makes them more secure is that they're COMPLETELY set up as a with all their lenders. Thus they don't have the overhead of a warehouse line inhouse UW and all the expense / potential risks that come with Correspondent lending. Because of that their monthly fee is really cheap. I've talked to their Regional VP. Ms Campbell myself before. Their flat fee $395.00 per month regardless of how many you originate plus their virtual processing capability attract me a lot. I think I'm going to apply for a job with them. One thing bothers me though. I've made two calls to Ms Campbell n the past two days and have not rceived a call back. Sort of like a let down socalusa@hotmail com I'm signing up with them tomorrow. My contact person is:Mary DuncanDivision ManagerSterling Home Mortgage. LLCOffice: 1-888-734-7771 ext 15Direct: 541-505-7082Cell: 602-423-2510maryduncan@shmaz comwww successful-loan-officers comThey will have FHA by the end of this month as well. One of my brokers signed up as they are in Kansas City right on the stateline. Right after the signed up he discovered they did not renew the KS license where 60% of his business was coming from. Do you think the got his money back? It blows me away to even hear someone talking about Net Branches now. I was an ALLFUND child in the late 90's learned my lesson the hard way. Get your own license or take the time to work for a local who knows the biz. Thats all. Originally posted by mcpeakyIt blows me away to even hear someone talking about Net Branches now. I was an ALLFUND child in the late 90's learned my lesson the hard way. Get your own license or take the time to work for a local who knows the biz. Thats all. Richard many shops have shut down this past year and more are shutting down every day. This often leaves a and many LO's with out a home. While some are leaving the business others are going with branch companies. A branch might not have been the best thing for you it could however,be a good option for some other folks no one option is best for everyone. I help some companies hire VLO's also and for some folks with limited volume,who want to work from home that is a good option also,as the pay out is ussually much stronger than they would get from the down the street who also lacks a good size lenderlist. FHA and the ability to not disclose YSP.

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Express Debt Settlement Holdings Inc Releases Net Branch ...

Many people mistakenly think they can't afford to pay for health insurance to maintain their health. Florida based debt settlement company offers an amazing opportunity to get into USA debt help industry. Most of the time that's simply not true. Affordable health insurance is available to almost everyone; you just be to experience how to...

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http://mortgage-la.net/blogs/south-florida-mortgage-broker/25152/express-debt-settlement-holdings/

Express Debt Settlement Holdings Inc Releases Net Branch ...

Many people mistakenly evaluate they can't drop to pay for health insurance to maintain their health. Florida based debt settlement company offers an amazing opportunity to get into USA debt back up industry. Most of the measure that's simply not adjust. Affordable health insurance is available to almost everyone; you just be to know how to...

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http://mortgage-la.net/blogs/south-florida-mortgage-broker/25152/express-debt-settlement-holdings/

Express Debt Settlement Holdings Inc Releases Net Branch ...

Many people mistakenly think they can't drop to pay for health insurance to keep their health. Florida based debt settlement company offers an amazing opportunity to get into USA debt back up industry. Most of the measure that's simply not true. Affordable health insurance is available to almost everyone; you just be to experience how to...

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http://mortgage-la.net/blogs/south-florida-mortgage-broker/25152/express-debt-settlement-holdings/

Express Debt Settlement Holdings Inc Releases Net Branch ...

Many people mistakenly think they can't drop to pay for health insurance to maintain their health. Florida based debt settlement company offers an amazing opportunity to get into USA debt help industry. Most of the time that's simply not true. Affordable health insurance is available to almost everyone; you just need to know how to...

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Related article:
http://mortgage-la.net/blogs/south-florida-mortgage-broker/25152/express-debt-settlement-holdings/

Express Debt Settlement Holdings Inc Releases Net Branch ...

Many people mistakenly evaluate they can't afford to pay for health insurance to maintain their health. Florida based debt settlement company offers an amazing opportunity to get into USA debt help industry. Most of the measure that's simply not true. Affordable health insurance is available to almost everyone; you just need to know how to...

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Net Branch Substitutes: Mortgage Brokers Can Easily Do Business In ...

rtgage brokers traditionally have specialized in doing business locally. The reasons for this are simple: most home loans were generated face-to-face. In more recent times large mortgage companies had used the telecommunicate and the internet as a way to grow beyond their localities and compete on a national aim. While many of these companies have found great success the smaller mortgage companies undergo been forced to compete with competition from foreign states.

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